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Top 10 Best Credit Card Interest Rates in 2025

Discover the lowest APR credit cards, best mortgage rates, and competitive loan rates. Compare interest rates across all major financial products to save thousands on your next purchase.

Credit Card Interest Rates Comparison

5 Lowest APR Credit Cards for Excellent Credit

Best Credit Card Rates
  • Chase Slate Edge℠: 0% intro APR for 18 months, then 16.49% - 25.24% Variable APR
  • Citi Simplicity® Card: 0% intro APR for 21 months, then 17.24% - 27.99% Variable APR
  • Wells Fargo Reflect® Card: 0% intro APR for 21 months, then 16.24% - 27.24% Variable APR
  • BankAmericard® credit card: 0% intro APR for 21 months, then 15.24% - 25.24% Variable APR
  • Capital One QuicksilverOne®: 26.99% Variable APR with no annual fee

These credit cards offer the most competitive interest rates for consumers with excellent credit scores (740+). Compare features like balance transfer options, rewards programs, and introductory APR periods to find your perfect match.

7 Best Mortgage Rates by Loan Type

  1. 30-Year Fixed: 6.85% - 7.25% APR
  2. 15-Year Fixed: 6.25% - 6.65% APR
  3. 5/1 ARM: 5.95% - 6.35% APR
  4. FHA Loans: 6.45% - 6.85% APR
  5. VA Loans: 6.25% - 6.65% APR
  6. Jumbo Loans: 7.05% - 7.45% APR
  7. USDA Rural: 6.75% - 7.15% APR

Current mortgage rates vary by lender, credit score, and down payment amount. Shop around with multiple lenders to secure the best rate for your home purchase or refinance.

Mortgage Interest Rates
Personal Loan Rates

Top 8 Personal Loan Rates for Every Credit Score

  • Excellent Credit (740+): 5.99% - 12.99% APR
  • Good Credit (670-739): 8.99% - 18.99% APR
  • Fair Credit (580-669): 15.99% - 29.99% APR
  • SoFi Personal Loans: 8.99% - 23.43% APR
  • Marcus by Goldman Sachs: 7.99% - 19.99% APR
  • LightStream: 6.99% - 19.99% APR
  • Discover Personal Loans: 7.99% - 24.99% APR
  • Upstart: 6.50% - 35.99% APR

Personal loan rates depend heavily on your credit score, income, and debt-to-income ratio. Pre-qualify with multiple lenders to compare offers without impacting your credit score.